​外籍来华人员支付服务指引

欢迎来到中国！

为提升您在连支付体验，我们为您提供了涵盖境内外银行卡支付、人民币现金支付、移动支付、账户服务、数字人民币支付等不同方式的支付服务指南，为您打造安全便捷、包容多元的支付服务环境。祝您旅途愉快！

Welcome to Dalian!

This Payment Service Guide, covering instructions on payment with overseas and domestic bank cards, cash, mobile payment,bank account service, and e-CNY,  is intended to provide you with a safe, convenient, inclusive and diverse payment experience. Wish you a pleasant journey !

境外银行卡支付

Pay with Overseas Bank Cards

如果您持有银联、Visa、MasterCard、JCB等标识的境外银行卡，可在有相应受理标识的商户刷卡支付。目前，中国境外银行卡受理已基本覆盖机场、大型酒店、大型商业综合体、交通出行、特色旅游街区、会展中心等旅游生活场景的重点商户。如果没有标识，您可向收银人员咨询可否使用。

如果您持有银联标识的境外银行卡，您可在中国所有配备POS机的商户进行刷卡支付。

Overseas bank cards are accepted where you can see logos of your card schemes such as UnionPay, Visa, MasterCard, JCB. These logos are often seen in airports, hotels, shopping malls, restaurants, tourist attractions and exhibition centers in Dalian. If you have any doubt, ask the cashier for more information.

UnionPay cards are accepted at all merchants with POS terminals in Dalian.

支付小贴士：请确认您的银行卡是否能够在中国境内使用，部分银行卡需要提前向发卡银行申请开通跨境交易功能。

Tips: Please make sure that your bank card is accepted in China's mainland, some cards require prior approval from issuer.

人民币现金支付

Pay with Cash

您可通过以下四种渠道获得人民币现金，满足您在中国境内的所有消费支付需求。

There are four ways to withdraw or exchange for RMB cash.

1.银行网点

Bank branches

您可持个人有效身份证件，前往有“货币兑换”标识的银行网点办理外币兑换、人民币找零、汇率查询等业务。

Bank branches with "Currency Exchange" signs shown can provide you with currency exchange, money change, and exchange rate query services. A valid ID is often required.

2.ATM、CRS等自助设备

Self-Service Machines(E.g. ATM, CRS, etc.)

您可持境外银行卡在贴有对应银行卡组织标识的自动取款机（ATM）、存取款一体机（CRS）等自助设备直接支取人民币现金。

You can withdraw RMB cash at ATM, CRS and other self-service machine with logos of your card schemes.

3.外币兑换特许机构

Franchised Institutions for Foreign Currency Exchange

您可在悬挂有“货币兑换”标识的外币兑换特许机构直接使用外币现金兑换人民币现金。每人每日兑换累计不超过等值5000美元，且境外个人年度可使用外币现金兑换人民币累计金额不超过等值5万美元。常见于机场、口岸等场所。

You can exchange currencies at counters of franchised institutions for foreign currency exchange where the "Currency Exchange"signs are often shown. Daily limit is the equivalent of USD5,000, and annual cumulative limit is the equivalent of USD50,000. Such counters are usually located at airports and other ports of entry.

温馨提示：大部分外币兑换特许机构的微信公众号或支付宝公众号支持查询附近的兑换点地址以及线上预约兑换现金数量。

Tips: You can find the locations of such exchange counters and make online reservation in the Wechat or Alipay official accounts.

4.外币代兑点

Foreign Currency Exchange Agencies

常见于涉外酒店等场所，支持外币现金兑换人民币现金的单向兑换。每人每日兑换累计不超过等值1万元人民币，且每年不超过等值5万元人民币。

You can exchange currencies at foreign currency exchange agencies commonly found at hotels. Daily limit is the equivalent of CNY 10,000, and annual cumulative limit is the equivalent of CNY 50,000.

移动支付

Mobile Payment

您可以使用云闪付、支付宝、微信以及部分境外电子钱包进行便捷的移动支付。快来体验吧！

Mobile payment with UnionPay, Alipay, Weixin Pay and some of overseas e-wallets is more than welcomed.

1. 云闪付

UnionPay

①下载安装云闪付APP  Download and install UnionPay App

②注册账户Register

③申请旅行通卡Apply for a Tour Card

④旅行通卡充值Top up the Tour Card

⑤支付Ready for payment

2. 支付宝

Alipay

①下载安装支付宝Download and install Alipay App

②注册账户Register

③绑定银行卡Add a bank card

④支付Ready for payment

3. 微信支付

Weixin Pay

①下载安装微信Download and install WeChat App

②注册账户，找到微信支付入口Register, and find Weixin Pay(Tap Me - Services - Wallet)

③填写身份信息和绑卡Fill in your identity information and add a bank card

④支付Ready for payment

如果觉得绑卡和身份认证过程太长，您可以体验更简单的注册流程。仅需填写境外银行卡卡号、有效期和安全码，即可完成绑卡。您还可以通过多种入口快速绑卡，或者在支付过程中再绑卡。

We provide you with a simplified registration process, which can skip the identity verification process. You can simply enter your card number, expiry date, and security code to add your overseas card. Moreover, you can swiftly add your card through several access points, even during a transaction.

如果暂时没时间提交完整身份信息，想要马上使用移动支付，您可以使用免认证小额支付。在首次开通微信支付、仅绑定境外卡的情况下，在一定额度范围内快速试用微信支付。您也可以根据自身需求，选择继续提交认证信息，就能提高交易额度，体验完整的服务了。

If you don't have enough time to provide full identity information, here is a simple and convenient way to use mobile payment: first-time users can use Weixin Pay within a certain amount without verification by adding an overseas card. Also, you can further submit verification details as needed, in order to increase your transaction limit and access the full service.

境外电子钱包

Pay with overseas e-wallets

1.银联合作境外钱包

Pay with UnionPay-powered overseas e-wallet

如您为银联境外合作钱包用户，可直接使用本地熟悉的钱包在银联标准二维码商户进行扫码支付，无需另行下载境内APP。目前韩国、日本、泰国等17个亚洲国家与地区的85个APP已开通银联支付。

If you already have a UnionPay-powered overseas e-wallet, you can directly scan and pay at UnionPay standard QR code merchants, local e-wallet app is not required. Currently, 85 e-wallet apps in 17 Asian countries and regions including South Korea, Japan and Thailand are UnionPay powered.

2.Alipay+合作电子钱包

Pay with Alipay+ wallet

如您为：AlipayHK, Kakao Pay, Touch'n Go e-Wallet, OCBC, TrueMoney, MPay, Changi Pay,NAVER Pay, Toss Pay, Hipay或其他Alipay+合作的电子钱包用户，见到Alipay+标识，您可使用该电子钱包进行支付。

Users of Alipay+ e-wallet, such as AlipayHK, Kakao Pay, Touch'n Go e-Wallet, OCBC, TrueMoney, MPay, Changi Pay, NAVER Pay, Toss Pay, Hipay can pay directly where the logo is shown.

支付小贴士Tips:

①云闪付、支付宝、微信均支持绑定您在境外的手机号码，仅需确保您的手机已开通国际漫游即可。

UnionPay, Alipay and Weixin Pay all support bundling overseas mobile phone number. Just make sure that your mobile phone has activated international roaming.

②目前，外籍来华人员在中国内地使用移动支付单笔限额为5000美元，年累计限额为5万美元。

The single payment limit for overseas personnel using mobile payment in China's mainland is USD5,000, and the annual cumulative limit is USD50,000.

③您在使用过程中有任何问题请致电相应英语热线。

英语服务电话

云闪付：+86-95516

支付宝：+86-571 2688 6000

微信支付：+86-95017

Please call the following hotlines if you have any questions or need further information. Service Hotlines in English

UnionPay:+86-95516

Alipay: +86-571 2688 6000

Weixin Pay: +86-95017

账户服务

Bank Account Service

如有需要，您可以持有效身份证件至境内银行网点开立银行卡。以下证件可作为办理银行卡所需的有效身份证件：有效期内的护照、港澳居民来往内地通行证、台湾居民来往大陆通行证、外国人永久居留身份证、港澳居民身份证以及法律、行政法规规定的其他身份证明文件。在境内办理银行卡需要按照国际通行惯例配合银行开展尽职调查，境内开户银行将根据尽职调查进行合理的分类分级管理。

You can open a bank card account at a local bank branch in Dalian with a valid ID, such as passport, Mainland Travel Permit and Residence Permit for Hong Kong SAR and Macao SAR Residents, Mainland Travel Permit for Taiwan Residents, Foreign Permanent Resident ID Card, and other identity documents stipulated by laws and administrative regulations. When you apply for a bank card in China, banks are required to conduct due diligence in accordance with international accepted practices, and your cooperation is required.

外籍来连人员可根据境内银行的银行卡章程（协议），在以下场景使用境内银行卡：在境内所有配备POS机具的商户进行刷卡消费；提取人民币现金进行现金消费等。

You can use domestic bank cards in the following scenarios according to bank card agreements of domestic banks: make card payments at all domestic merchants equipped with POS machines and cash withdrawal.

数字人民币

Pay with e-CNY

如果您对数字人民币有兴趣，您还可以使用数字人民币支付。

手机用户可在应用市场下载安装“数字人民币（试点版）App”。安卓用户还可扫码下方二维码直接下载安装。然后，根据App内的提示使用。

You can also make payments in e-CNY if you are interested in e-CNY.

Download the “e-CNY” app in the app store. Android users can also scan the QR code below to download. Then, pay by following the instructions in the app.

* 注：数字人民币App可在如下试点地区注册使用：北京，天津，河北，大连，上海，江苏，浙江（杭州、宁波、温州、湖州、绍兴、金华），福建（福州、厦门），山东（济南、青岛），长沙，广东，广西（南宁、防城港），海南，重庆，四川，云南（昆明、西双版纳），西安。

TIPS: E-CNY app registration service is available to users in the following pilot areas: Beijing, Tianjin, Hebei, Dalian, Shanghai, Jiangsu, Zhejiang (Hangzhou, Ningbo, Wenzhou, Huzhou, Shaoxing and Jinhua), Fujian (Fuzhou and Xiamen), Shandong (Ji'nan and Qingdao), Changsha, Guangdong, Guangxi (Nanning and Fangchenggang),Hainan, Chongqing, Sichuan, Yunnan (Kunming and Xishuangbanna)and Xi'an.

24小时全国客户服务热线：+86-10-956196

The 24-hour e-CNY customer service hotline: +86-10-956196